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Absa Flexi Core Credit Card

admin
August 19, 2024

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The Absa Flexi Core Credit Card is the perfect solution for those seeking flexibility and benefits in their daily transactions. This card offers a unique combination of competitive rates and rewards, making it a powerful ally in managing your finances.

With the Absa Flexi Core Credit Card, you have access to a robust rewards system, in addition to advanced security that protects your transactions and personal data. The card is designed to offer convenience and peace of mind, allowing you to focus on what really matters.

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Don’t miss the opportunity to improve your financial life with the Absa Flexi Core Credit Card. Learn more about how this card can transform your finances and offer the benefits you deserve. Apply and enjoy all the advantages it has to offer!

About the Absa

Absa Group Limited is one of the largest financial institutions in Africa, headquartered in South Africa. Founded in 1991, the bank has a strong presence across several African countries, offering a wide range of financial products and services, from retail and commercial banking to insurance and asset management.

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Absa is known for its commitment to innovation and security, investing in cutting-edge technologies to protect its customers’ finances and personal information. Additionally, the bank focuses on promoting financial inclusion and supporting economic development throughout the African continent.

With a strong customer base and a solid reputation in the market, Absa continues to expand its operations and services, ensuring that its clients have access to the best financial solutions available. Its dedication to customer service and quality makes Absa a trusted choice for millions of Africans.

Absa Flexi Core Benefits

Simplified Financial Management: With the Absa Flexi Core Credit Card, you have access to tools that simplify the management of your personal finances. The card offers detailed spending reports that help you identify where your money is being used. Additionally, the ability to view your expenses by category allows for more efficient financial planning, helping you manage your budget effectively and set realistic financial goals.

Payment Flexibility: The card offers flexibility in paying bills, allowing you to choose from various options that fit your budget. From minimum payments to full invoice payments, the Absa Flexi Core Credit Card ensures you can manage your payments according to your financial situation. This flexibility helps avoid delays and maintain a positive credit history.

Free Insurance: By using the Absa Flexi Core Credit Card to purchase airline tickets, you automatically receive travel insurance coverage at no additional cost. This protection includes emergency medical assistance, coverage for flight and baggage delays, providing peace of mind during your travels. Additionally, your purchases are protected against theft or damage for 90 days, offering extra security for your acquisitions.

Exclusive Discounts: The card offers access to a variety of exclusive discounts across a network of partners, including fashion stores, restaurants, hotels, and entertainment services. These discounts are designed to maximize the value of each transaction, allowing you to enjoy additional benefits whenever you use your card at partner locations. This makes the Absa Flexi Core Credit Card not just a financial tool but also a gateway to exclusive experiences and savings.

Absa Banking App: With the Absa Banking app, you have complete control of your finances in the palm of your hand. The app allows you to view your card balance, monitor transactions in real-time, and pay your bill easily. Additionally, you can set personalized alerts for specific transactions and due dates, ensuring you never miss a payment or exceed your monthly budget.

Personalized Alerts: Receive real-time notifications about your transactions and financial movements. These personalized alerts can be set up to notify you of purchases above a certain amount, invoice due dates, and suspicious activity on your account. This level of customization ensures that you are always up-to-date on your finances, helping to prevent fraud and maintain strict control over your spending.

Advanced Protection: The security of the Absa Flexi Core Credit Card is enhanced by EMV technology and fraud protection features. This includes two-factor authentication for online purchases and the ability to temporarily block the card in case of loss or theft through the Absa Banking app. These measures ensure that your financial information is protected against unauthorized access, offering greater peace of mind when using your card anywhere in the world.

Absa Flexi Core Fees and commissions

The Absa Flexi Core Credit Card features a clear fee structure. Cardholders are charged a monthly account fee of R34.00 and a credit facility service fee of R17.50. For eligible purchases, the card offers up to 57 days of interest-free credit. Interest rates are variable and depend on your creditworthiness. Additional fees may apply for late payments, over-limit transactions, and unsuccessful debit orders.

For cash withdrawals, a fee of R2.50 is charged per R100 withdrawn. International transactions incur a fee of 2.75% of the transaction amount. These charges are designed to be straightforward and easy to manage.

Please note that fees and rates are subject to change. For the most current information, always refer to the official Absa Flexi Core card page.

Positive points

Competitive Interest Rates:
Offers interest rates that help control your finances.
Rewards System:
Comprehensive rewards program that turns purchases into benefits.
Free Insurance Coverage:
Travel insurance and purchase protection at no additional cost.

Negative points

Monthly Maintenance Fees:
Monthly maintenance charges can impact the card’s total cost.
Low Initial Credit:
The credit limit may be initially limited.
Cash Withdrawal Fees:
Applicable charges for cash withdrawals.

Absa Flexi Core Card Limit

The Absa Flexi Core Credit Card provides a credit limit of up to R90,000, contingent on Absa’s credit review and approval. This card is designed to meet a wide range of financial demands, offering both flexibility and convenience for everyday expenses and larger purchases.

The credit limit is assessed thoroughly, taking into account the applicant’s financial situation and credit record, to ensure it fits their repayment capacity and financial requirements.

How to apply for Absa Flexi Core

Visit the Absa website: Access the official Absa portal and navigate to the credit cards section.
Fill out the form: Complete the application form with your personal and financial information.
Submit the documentation: Provide copies of necessary documents, such as ID, proof of residence, and proof of income.
Await analysis: The bank will review your application and, if approved, issue the card.