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RCS Platinum Credit Card

felipe camilo
August 22, 2024

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The RCS Platinum Credit Card combines exclusivity, security, and personalized benefits, making it ideal for meeting your financial needs. With global acceptance, you can use the card at millions of establishments where MasterCard is accepted.

In addition, the card offers up to 55 days interest-free on purchases, providing flexibility in managing your finances. The intuitive app makes it easy to control expenses and sends real-time notifications to ensure your security.

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Whether you want to take advantage of exclusive offers or ensure greater peace of mind with customer protection insurance, the RCS Platinum Credit Card is perfect for those looking for a card that adapts to their lifestyle. Keep reading to learn more about this exceptional card.

About the RCS

RCS is one of South Africa’s leading financial institutions, offering a wide range of financial products, including credit cards, personal loans, and insurance. The company is known for its commitment to innovation and security, always prioritizing the needs of its customers.

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RCS is recognized for its robust security infrastructure, which protects its customers’ transactions with the most advanced technologies available. Additionally, the company provides excellent customer service, ensuring that every interaction is positive and efficient.

With years of experience in the market, RCS remains a trusted choice for millions of consumers seeking flexible, secure financial products tailored to their needs.

RCS Platinum Benefits

Global Acceptance: Use your RCS Platinum Card anywhere in the world where MasterCard is accepted. This means you can shop at millions of establishments, from physical stores to international websites, without worrying about geographical limitations. Enjoy the convenience of a card accepted practically everywhere, whether for international travel or everyday purchases.

Up to 55 Days Interest-Free: With the Credit Card RCS Platinum, you can shop at any time and still have up to 55 days interest-free to pay. This interest-free period allows you to manage your finances more comfortably, giving you a break in paying your expenses. This advantage is ideal for those who want to better plan their budget, paying for purchases at a more convenient time.

Access to Cash: Enjoy immediate liquidity with the RCS Platinum Card, which allows you to withdraw cash from ATMs or directly in participating stores. This feature is perfect for emergencies or situations where cash payment is necessary. Additionally, you can access your credit limit practically, without worrying about a lack of funds in crucial moments.

Flexible Installments: Manage your payments with the RCS Platinum Credit Card. Choose between revolving or fixed payment plans with installment options of 6, 12, 18, 24, and up to 36 months. This flexibility allows you to adjust the installment amount to your budget, making financial planning easier and enabling larger purchases without straining your monthly budget.

Easy Card Management: Manage your RCS Platinum Credit Card conveniently and intuitively through the RCS app. With it, you can track your transactions in real-time, check the available balance, make payments, and more. The app offers a quick and easy way to keep track of your spending and manage your credit, all in the palm of your hand.

Transaction Notifications: Ensure an extra layer of protection for your finances with SMS transaction notifications. Whenever a purchase is made with your RCS Platinum Credit Card, you will receive a free SMS, allowing you to monitor your expenses in real-time and quickly identify any suspicious activity. This feature is essential to maintaining your card’s security and preventing fraud.

Free Monthly Statement: Stay informed and manage your credit responsibly with the free monthly statements sent via email or SMS. These statements detail all transactions made, the outstanding balance, and the due dates, helping you to have a clear and organized view of your finances. With this tool, it’s easier to plan and control your monthly expenses.

Customer Protection Insurance: Opt for Customer Protection Insurance to add an extra layer of security to your finances. This optional insurance offers coverage in case of unforeseen events, such as job loss, disability, or other situations that could affect your ability to pay. With this protection, you ensure peace of mind, knowing you will be supported even in difficult times.

RCS Platinum Fees and commissions

The RCS Platinum Credit Card has an annual interest rate of 22.25% and a one-time issuance fee of R150. Additionally, there is a monthly service fee of R69 to cover administrative costs. Optional customer protection insurance is available at R4.50 per R1,000 spent, offering coverage for unforeseen situations.

Cardholders can benefit from flexible repayment options for purchases of R600 or more, with terms ranging from 6 to 36 months, allowing for tailored financial management.

Please note that fees and charges are subject to change without prior notice. For the most up-to-date information, visit the official RCS Platinum Credit Card website.

Positive points

High Credit Limit:
Provides greater purchasing power and financial flexibility.
Exclusive Benefits:
Special offers and advantages in a premium partner network.
Priority Support:
24/7 support for all your needs.

Negative points

Credit Limit Increase Process:
Requires detailed analysis of your financial profile.
Limited International Acceptance:
May have a smaller acceptance network outside of South Africa.
Comprehensive Documentation:
The application process may require more documents for approval.

RCS Platinum Card Limit

The RCS Platinum Credit Card offers a high initial credit limit, ideal for consumers who need greater purchasing power. This limit is determined based on the individual credit analysis of each customer and may vary according to the financial profile.

If you wish to increase your limit, you can request it directly through customer service. RCS will conduct a new assessment of your financial profile to determine the feasibility of the adjustment, considering your usage and payment history.

How to apply for RCS Platinum

Visit the official RCS website and go to the credit card section.
Click on “Apply Now” and fill out the application form with your personal and financial information.
Attach the required documents, such as proof of income and identity.
Submit the form and wait for the review and approval.
Once approved, your card will be sent to the address provided.

You will be redirected to the card website

How to contact RCS

You can contact RCS through the following channels:

Phone: 0861 729 727
Email: [email protected]

Enhance your financial experience with the RCS Platinum Credit Card. Apply and enjoy exclusive benefits, a high credit limit, and the security you deserve!