Sanlam Money Saver Credit Card

The Sanlam Money Saver Credit Card offers an excellent opportunity to maximize your savings, providing up to 5% cashback on all your purchases. With this card, your expenses become a continuous source of financial return.

In addition to cashback, the Sanlam Money Saver Credit Card guarantees exclusive access to the Sanlam Reality program, with a range of discounts and benefits in various categories such as travel and online shopping. The card also includes free travel insurance, offering peace of mind during your trips.

With rewards, security, and flexibility, the Sanlam Money Saver Card is more than just a credit card; it’s a powerful tool for those looking to optimize their finances. Keep reading to discover why this card is ideal for you.

About the Sanlam

Sanlam is a renowned financial institution in South Africa, with over 100 years of history. Founded in 1918, the company stands out for offering a wide range of financial services, including insurance, investment management, and banking products.

Recognized for its commitment to innovation and excellence, Sanlam provides financial solutions that meet the needs of both individual and corporate clients. The company is a leader in the South African market and continues to expand its operations internationally, always focusing on the security and well-being of its clients.

With a customer-centric approach, Sanlam is dedicated to helping its users achieve financial security by offering products and services designed to protect and grow wealth over time.

Sanlam Money Saver Benefits

Cashback Rewards: With the Money Saver Sanlam  Credit Card, you can turn your daily purchases into a continuous source of savings. By using the card to pay for your grocery shopping, fuel, dining out, and other everyday transactions, you earn up to 5% cashback. This amount is credited directly to your account, allowing you to use it to offset future bills or transfer it to your bank account if you prefer. The cashback structure is designed to especially benefit those who use the card regularly, encouraging spending across multiple expense categories.

Annual Fee Waiver: One of the great features of the Sanlam Money Saver Credit Card is the possibility of waiving the annual fee. For those who spend above a certain monthly amount, the annual fee is completely waived, resulting in long-term savings. This makes the card even more accessible and attractive, especially for those looking to minimize the costs associated with using credit. Even for those who do not meet the minimum required for the waiver, the fees applied are competitive and proportionately lower compared to other cards on the market.

Access to Sanlam Reality: The Credit Card Sanlam Money Saver offers exclusive access to the Sanlam Reality program, which is packed with additional benefits and rewards. This loyalty program allows members to enjoy significant discounts on a variety of services and products, from travel and hotel stays to online shopping and magazine subscriptions. Additionally, Sanlam Reality includes financial and health consulting services, such as access to wellness assessments and financial advice, which can be extremely helpful for those looking to better manage their personal finances.

Included Travel Insurance: Traveling with peace of mind is one of the major advantages offered by the Sanlam Money Saver Card. When you book your flights or travel packages with the card, you automatically get comprehensive travel insurance at no additional cost. This insurance covers a range of eventualities, including medical emergencies, trip cancellations, and lost luggage. Not only does this ensure your safety while traveling, but it also eliminates the need to purchase additional travel insurance, resulting in both savings and convenience.

Easy Management via App: The mobile app for the Sanlam Money Saver Credit Card is an indispensable tool for those looking for complete control over their finances. Through the app, you can monitor all transactions in real-time, manage your credit limits, pay bills, and even adjust the card’s security settings. The app also sends alerts and notifications to keep you informed about your spending and due dates, helping you avoid late payments and improve your financial planning.

Security Alerts: Security is a priority for Sanlam, and this is reflected in the security features of the Sanlam Money Saver Credit Card. Each transaction made with the card automatically generates a security alert sent to your phone via SMS or through the app. These alerts allow you to track all activity on your account in real-time and take quick action in the event of unauthorized transactions. Additionally, the card includes fraud protection with zero liability for the cardholder, meaning you won’t be held responsible for fraudulent transactions.

Flexible Payment Options: The Sanlam Money Saver Credit Card offers various payment options for greater convenience and flexibility. You can choose to pay the full bill at once or split the amount into up to 12 installments with competitive interest rates. Additionally, the card allows you to adjust the due dates according to your preference, making it easier to align payments with your cash flow. This level of flexibility is ideal for those who need to manage payments in a personalized way, ensuring that credit use is always manageable and within your financial capabilities.

Sanlam Money Saver Fees and commissions

The Sanlam Money Saver Credit Card has a monthly fee of R60, which is charged for maintaining the card and accessing the benefits offered. This fee is competitive, considering the benefits like cashback and access to Sanlam Reality.

Additionally, there is a one-time initiation fee of R165, applied at the time of card issuance. This fee covers administrative costs related to creating and sending the card.

The mentioned fees are subject to change without prior notice, according to Sanlam’s policies. It is recommended to check the updated conditions directly with the institution.

Sanlam Money Saver Card Limit

The credit limit of the Sanlam Money Saver Credit Card is determined based on the applicant’s credit analysis. Generally, the initial limit is competitive and can meet the needs of customers seeking both moderate and more substantial credit.

The credit limit can be adjusted at any time by request, with the cardholder needing to contact Sanlam. Approval will depend on the credit profile analysis and the customer’s payment history.

How to apply for Sanlam Money Saver

1. Visit the official Sanlam website.
2. Navigate to the credit cards section and select “Sanlam Money Saver Credit Card.”
3. Fill out the online application form with your personal, financial, and contact details.
4. Submit the necessary documents, such as proof of income and identification.
5. Wait for credit analysis, and if approved, receive your card within 10 business days.

How to contact Sanlam

To contact Sanlam and get more information about the Sanlam Money Saver Credit Card:

• Phone: Call customer service at +27 21 947 9111.
• Chat Online: Visit the Sanlam website for real-time chat support.

Don’t miss the opportunity to save while making your daily purchases! Apply for the Sanlam Money Saver Credit Card and start enjoying cashback on all your transactions.