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Standard Bank (Sum)1 Debit Card

felipe camilo
August 20, 2024

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The Standard Bank (Sum)1 Debit Card is designed to offer a simple and secure banking experience. With affordable fees and an intuitive platform, this debit card meets the everyday financial needs of providing practicality and control.

Ideal for those seeking simplicity, the (Sum)1 Debit Card offers an efficient approach to managing finances. With access to a vast network of ATMs and online banking services, you can easily monitor your expenses and transactions all from one place.

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Whether for everyday purchases or maintaining strict budget control, the (Sum)1 Card is the ideal choice. Take advantage of a well-structured bank account and see how it can transform your financial experience. Apply and start enjoying all the features and benefits that Standard Bank offers.

About the Standard Bank

Standard Bank is one of South Africa’s leading financial institutions, with a rich history dating back over 150 years. Supporting millions of customers across the African continent, the bank stands out for offering innovative and secure banking solutions.

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With a strong commitment to innovation, Standard Bank is recognized for its ability to adapt to the ever-evolving needs of its clients. Advanced technological infrastructure and a vast network of branches and ATMs ensure convenience and accessibility.

Moreover, Standard Bank continually invests in technology and security to provide the best banking experience for its customers. Its solid reputation and commitment to excellence make it a reliable choice for individuals and businesses seeking comprehensive financial solutions.

Standard Bank (Sum)1 Benefits

Secure Chip and PIN Card: Experience a higher level of security in your transactions with a debit card equipped with chip and PIN technology. This technology significantly reduces the risk of fraud, ensuring your personal and financial information is protected in all purchases and withdrawals. The combination of chip and PIN offers an extra layer of defense, making your transactions safer anywhere in the world.

Global Acceptance: With the Standard Bank (Sum)1 Debit Card, you can make purchases at a wide network of Mastercard or Visa terminals, accepted globally. This means you will have access to millions of merchants and ATMs worldwide, allowing you to travel and shop with ease and security, regardless of where you are. This global acceptance offers unparalleled convenience for your international financial needs.

Exclusive Offers and Emergency Support: Take advantage of exclusive benefits from partnerships with Mastercard or Visa, including special offers on a variety of products and services. Additionally, you will have access to 24/7 emergency contact centers, ensuring that you can quickly resolve any issues or emergencies that may arise, such as needing assistance with your card while abroad.

Smartphone Payments: Simplify your daily purchases by linking your card to the SnapScan or Masterpass apps. These apps allow you to make fast and secure payments using your smartphone, without the need to carry cash or physical cards. Additionally, you can shop online with confidence, knowing your transactions are protected by state-of-the-art security technology.

Automatic Lost Card Protection: Enjoy peace of mind knowing your debit card is automatically protected against loss. In the event of a loss, you can rely on a streamlined process to replace your card and protect your balance. This automatic protection minimizes the stress and inconvenience associated with losing a card.

Control via App: Take full control of your card with the Standard Bank app. You can activate or deactivate specific functionalities, such as point-of-sale transactions, ATM withdrawals, and online purchases, directly from the app. This level of control offers additional flexibility and security, allowing you to adjust your card usage according to your needs and preferences.

Standard Bank (Sum)1 Fees and commissions

The Standard Bank (Sum)1 Debit Card offers a waiver of the monthly administration fee, along with free access to Internet Banking, the mobile app, and online banking services, allowing for economical and efficient financial management.

For those over 18 years old, there is a monthly fee of R11.50. Withdrawals from Standard Bank and other banks’ ATMs cost R2.40 per R100 or part thereof, keeping the fees consistent across banking institutions.

International transactions are charged R3 per R100 or part thereof, with a minimum of R70, plus an international transaction fee of 2.75%.

Fees are subject to change without notice, so it is important to review the terms regularly.

Positive points

Extensive ATM Network:
Easily and conveniently access your money at a wide network of Standard Bank ATMs.
Fraud Protection:
Monitor your transactions securely and receive real-time alerts about suspicious activities.
Dedicated Customer Support:
Customer service is available to assist you with your banking needs at any time.

Negative points

No Rewards or Cashback:
The card does not offer rewards programs, such as points or cashback on purchases.
Overdraft Limitations:
The availability of overdraft is limited and depends on the client’s financial profile.
Limited Features:
The card is focused on simplicity, which may not suit users looking for more sophisticated options.

Standard Bank (Sum)1 Card Limit

The Standard Bank (Sum)1 Debit Card supports financial management by allowing you to spend only the funds available in your account, fostering improved financial discipline and helping you avoid incurring debt.

For greater flexibility, you can customize your daily withdrawal and transaction limits through Internet Banking or by contacting Standard Bank’s customer service. This ensures that the card aligns with your individual financial needs and gives you more control over your expenditures.

How to apply for Standard Bank (Sum)1

Visit the Website: Go to the (Sum)1 Account page on the Standard Bank website.
Fill Out the Form: Complete the online application form with your personal and financial information.
Submit Documents: Upload scanned copies of the required documents, such as ID and proof of residence.
Await Approval: The bank will evaluate your application and contact you to complete the process.
Receive the Card: Upon approval, your debit card will be issued and sent to you.

You will be redirected to the card website

How to contact Standard Bank

To find out more about the Standard Bank (Sum)1 Debit Card, please contact the bank via the following channels:

Customer Care Phone Number: South Africa: 0860 123 000 / International: +2710 824 1515
Email: [email protected]

Take advantage of the simplicity and financial control offered by the Standard Bank (Sum)1 Debit Card. Apply and experience the convenience of managing your finances efficiently.