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Standard Bank World Citizen Credit Card

felipe camilo
August 20, 2024

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The Standard Bank World Citizen Credit Card is an innovative banking solution that meets the needs of those who value convenience and security in their daily and international transactions. With a range of benefits designed to facilitate your travels and purchases, this card offers a superior financial experience.

Customers of Standard Bank who opt for the Standard Bank World Citizen Credit Card enjoy wide international acceptance, an attractive rewards program, and advanced security in all transactions. This card is ideal for those looking to explore the world with confidence and ease, knowing that their finances are in good hands.

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If you are looking for a card that offers more than just credit, the Standard Bank World Citizen Card is the right choice. Discover how it can transform your financial experience and take advantage of all the benefits it has to offer.

About the Standard Bank

Standard Bank is one of the most respected financial institutions in Africa, with a long history of excellence in banking services. With over 150 years of experience, the bank has a significant presence across the African continent and is known for its innovation and commitment to customers.

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Standard Bank offers a wide range of financial products and services, from checking and savings accounts to investments and loans. Its dedication to innovation is reflected in the introduction of advanced digital solutions that facilitate customer access to its services, regardless of where they are.

Standard Bank’s mission is to drive economic growth in Africa by providing sustainable financial solutions that meet the needs of individual and business clients. With a focus on social responsibility and sustainability, the bank is committed to making a positive impact in the communities where it operates.

Standard Bank World Citizen Benefits

Chip and PIN Technology: This card is a Black Mastercard equipped with chip and PIN technology, providing added security for your transactions. This system requires you to enter a PIN instead of simply signing a receipt, making your purchases more secure against fraud anywhere in the world.

Global Shopping: You can use your card at millions of stores and ATMs worldwide. This means that no matter where you are, you will have easy and secure access to your money, allowing you to make purchases and withdraw cash with confidence anywhere.

3D Secure Verification: When shopping online, security is a priority. The card offers 3D Secure verification, which is an extra layer of security that authenticates your identity before completing an online transaction. This helps prevent unauthorized use of your card in digital purchases.

Contactless Payments: Simplify your daily transactions with Tap to Pay™ technology, which allows you to make fast and secure payments in physical stores for purchases up to R500. Just bring the card close to the payment machine to complete your purchases without the need to insert the card or enter a PIN.

Smartphone Payments: For greater convenience, you can link your card to the SnapScan or Masterpass apps. This allows you to make payments directly from your mobile phone, offering a quick and secure way to pay for your purchases without needing the physical card.

Total Management via App: Manage your Standard Bank World Citizen Credit Card easily from your smartphone, whether through the dedicated app, online, or via the bank’s ATMs. This includes checking balances, tracking transactions, and paying bills, all within your reach.

Activation and Deactivation of Features: Have complete control over where and how your card can be used. With our app, you can quickly activate or deactivate card functionality for point-of-sale use, ATMs, and online purchases, providing additional security when needed.

Single Limit for Facilities: Enjoy the flexibility of a single credit limit that covers both your direct expenses and those planned for the long term. This simplifies credit management, allowing you to distribute your spending as needed.

Credit Limit Adjustment: You have the option to request adjustments to your credit limit, allowing the card to adapt to your financial changes and spending needs. The bank will analyze your profile and financial history to make appropriate adjustments.

Standard Bank World Citizen Fees and commissions

The Standard Bank World Citizen Credit Card provides up to 55 days of interest-free credit if you pay your balance in full each month. This benefit allows you to manage your finances effectively and avoid interest charges, offering greater control over your spending.

The card requires a minimum monthly repayment of 3% of the outstanding balance, with the option for automatic payments. To qualify, applicants must have a minimum monthly income of R25,000. It has a monthly fee of R209 and a one-time initiation fee of R190. Interest rates are personalized based on your credit profile.

Fees and charges may change without prior notice, so check with Standard Bank regularly for the latest updates.

Positive points

Wide International Acceptance:
Use your card anywhere in the world.
Secure Contactless Payments:
Greater convenience and security in purchases.
Advanced Security Technology:
EMV chip and fraud protection.

Negative points

Available Only to South African Residents:
Geographical limitation.
Limitation of International Services:
Some restrictions may apply to international transactions.
Constant Verification of Fees Required:
Regular fee verification is recommended.

Standard Bank World Citizen Card Limit

The credit limit of the Standard Bank World Citizen Credit Card is adjusted according to each client’s financial profile. Standard Bank conducts a credit analysis to determine the initial amount, which can vary significantly.

As you use the card responsibly and maintain a good payment history, the credit limit can be adjusted. To do this, customers should contact the bank and request a review, which will be based on usage history and payment capacity.

How to apply for Standard Bank World Citizen

Visit the Standard Bank Website: Access the credit card page.
Fill Out the Application Form: Enter your personal and financial information.
Submit the Required Documents: Send copies of your proof of income and identification.
Await Credit Analysis: The bank will review your application and contact you.
Receive Your Card: Upon approval, you will receive your card at the registered address.

You will be redirected to the card website

How to contact Standard Bank

For more information about the Standard Bank World Citizen Credit Card, contact Standard Bank through the following means:

Customer Care Phone Number: South Africa: 0860 123 000 / International: +2710 824 1515
Email: [email protected]

Take advantage of all the international benefits of the Standard Bank World Citizen Credit Card and transform your shopping and travel experiences. Apply and discover a world of advantages!